New home rebates

GST/HST rebates on newly built homes.

Resale homes have no HST, but new and pre-construction homes do. These rebates can bring that cost down a lot, especially for first-time buyers.

See pre-construction Call (905) 272-9999

Rebates

What is available.

First-time buyers’ GST rebate

Up to $50,000

The full 5% GST back on a new home up to $1 million, reducing gradually to zero at $1.5 million. For agreements signed on or after May 27, 2025. Once per lifetime.

Ontario first-time buyer HST relief

Up to $80,000

Ontario has announced a matching rebate of the full 8% provincial HST for first-time buyers, on the same price limits. Ask us or your lawyer about its current status.

Ontario new housing rebate

Up to $24,000

Available to all buyers of a new home they will live in: 75% of the provincial HST, up to $24,000.

Federal new housing rebate

Up to $6,300

36% of the federal GST on homes up to $350,000, reducing to zero at $450,000.

In most pre-construction deals the builder claims these rebates for you and they are built into the price. Read the HST clause in your agreement carefully. This is general information, not tax or legal advice. Confirm with your lawyer or the CRA.